Practical Paths to Increase Income When Your Salary Isn’t Enough

More than 90% of people in India earn less than ₹25,000 per month (around $300). Only 3–5% cross ₹1 lakh (about $1,200).

And this is not just in India. Globally, most people remain stuck between $300 and $500 per month. Only a small percentage exceed $1,000.

👉 Video version here: Watch on YouTube

I know the feeling of being in that place where income isn’t enough. I also know it is possible to move forward. What worked for me was following a simple process.

It really comes down to two paths:

  1. What you can do alongside your current job.
  2. What you can add as a new stream.

These two approaches are the foundation. Let me share how.

Method 1: Offer Services

Even in your job right now, you are already providing a service. The only difference is you are doing it for one employer. What if you offered the same expertise outside?

At first, you may think — “Won’t this become a second job?” Maybe yes. If your side service starts giving you more income than your main job, you’ll have the freedom. You can decide which one to keep.

My Example

I offered LinkedIn branding services for a few months. I helped people create content, build their personal brand, and generate leads.

I charged ₹40,000 per client (about $500). With 4–5 clients, that added up to ₹1.6 lakh (about $2,000) in a month.

Later, I moved back to my first passion, coaching. But the service model works.

👉 Curious which services might fit your skills? I’ve created a short quiz you can try here: link.drashishjuneja.com/quiz

Method 2: Learn High-Paying Skills

We live in the internet age. Some skills are valuable not just today but for the next decade. Three of them are:

  • Copywriting
  • Affiliate Marketing
  • Digital Marketing

These are powerful because they work both ways. You can use them to grow your own work, or you can offer them as services to others.

👉 Full breakdown with examples here:

If you feel stuck, adding one of these skills can change your earning potential.

Method 3: Teaching, Training, Coaching, Consulting

This is my favorite. Here you turn your expertise into a product.

If you know sales, HR, pharma, or marketing, you can create a small course or training program. In India, keeping the price under ₹10,000 (about $120) works well. Even ₹3,000–₹4,000 ($35–$50) is effective.

Do the math:

  • 10 sales of a ₹10,000 course = ₹1 lakh (~$1,200).
  • 10 sales of a ₹3,000 course = ₹30,000 (~$360).

Small numbers add up quickly.

Another model is e-books and digital products. I’ve seen people selling $10–$20 e-books on Gumroad. It’s simple: write, publish, share.

My Example

On my YouTube channel, I uploaded free videos for the NISM exam (mutual fund distributor certification). Out of 12 chapters, I uploaded 8–9 openly.

Below those videos, I quietly added a link to a ₹199 (about $2.50) one-pager product. I didn’t even promote it heavily. People watched, clicked, and bought.

Till now, that one small product has earned ₹9,000–₹10,000 (~$110–$120).

That’s how you start small and grow.

Final Thoughts

You don’t have to make a big leap all at once. Start with a service, add a high-paying skill, or launch a small product. Even an extra ₹30,000 (~$360) can boost your confidence and open new doors.

Once you see the process working, moving from a ₹25,000 ($300) salary to ₹1 lakh+ ($1,200+) per month becomes realistic.

If you’d like to find your starting point, I’ve shared a free quiz here: link.drashishjuneja.com/quiz.

Author Bio

Dr. Ashish Juneja, PhD — Digital Coach and Educator. I help professionals and coaches monetize their expertise in the digital economy. More at drashishjuneja.com.


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Response

  1. Dr Mehmet Yildiz Avatar

    This a very helpful post Dr Ashish in this economic climate. I hope it reaches many freelancers and creators.

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